Manage Complexity
to Find an Appropriate Solution

PAMC manages non-performing assets at every stage, from acquisition and asset portfolio management,
restructuring, through to problem resolution and asset disposal.

We combine financial, operational, and legal expertise to develop approaches that can be implemented, deal with complex situations, and create sustainable value.

Our Expertise

Integrated Capabilities Throughout the Asset Cycle

PAMC combines the capabilities necessary for managing non-performing assets, from acquisition through to problem resolution and actual value creation.

Acquisition of Non-Performing Assets

We acquire rights in non-performing debt portfolios from financial institutions and qualified non-financial institutions
through systematic assessment and with a focus on long-term value creation.

Management and Resolution of Non-Performing Debt

We manage non-performing loan portfolios through systematic assessment, portfolio segmentation, and the determination of problem-resolution approaches
appropriate to the characteristics and circumstances of each case.

Negotiation and Debt Collection

We aim to resolve debt problems efficiently through systematic debt collection processes, professional negotiation, and respectful communication,
considering the characteristics and circumstances of each case.

Legal Management and Enforcement

When further action is necessary, we develop and manage strategies from the assessment and preparation of each case through litigation, enforcement, and other appropriate actions to recover the value of the asset portfolio.

Asset Disposal

We manage and coordinate the disposal of collateral assets or related assets, including real estate, machinery, vehicles,
and other assets, through appropriate sale and value recovery processes to actual value creation.

Our Approach

From Challenge to Solution

Each asset and asset portfolio has distinctive characteristics and circumstances. Our approach is designed to organise challenging situations
and find approaches that can be implemented to move toward problem resolution.

Understand

We assess the characteristics, circumstances, and factors driving the value of each portfolio and asset to create a clear understanding of the overall situation.

Strategise

We assess approaches and use financial, operational, and legal judgment to determine the most appropriate strategy.

Execute

We combine systematic processes,
professional communication and negotiation, and disciplined operations to manage assets through to problem resolution.

Move Forward with PAMC

Partner with PAMC

Learn about our approach to managing challenging assets and non-performing assets.

Manage Complexity to Find an Appropriate Solution